The Influence of Real Estate Credit Regulation on the Real Estate in China

Abstract

In analyzing the factors affecting the market cycle of real estate,we find that some credit regulation to real estate boosts the real estate cycle fluctuations,while the counter-cyclical credit regulation to investors of real estate smoothes fluctuations in the real estate cycle.We further make an empirical analysis on the relationship of real estate credit and real estate cycle.The conclusion is that real estate credit and the real estate cycle exit correlation.To iron out fluctuations in the real estate cycle,we propose to establish the counter-cyclical real estate credit regulation mechanism.