Overview of Mutual Funds
No TL;DR found
Abstract
This research paper provides a comprehensive overview of mutual funds as a modern investment vehicle widely used by individual and institutional investors for achieving financial goals through professionally managed and diversified portfolios. The study explores the concept, structure, and functioning of mutual funds while examining key industry trends, investor behaviour, regulatory developments, and performance indicators. A review of existing literature highlights the evolution of mutual funds in India and globally, emphasizing their role in democratizing financial markets and promoting systematic investment habits. The findings indicate that the mutual fund industry has witnessed consistent growth, driven by increasing financial awareness, technological integration, and regulatory reforms by SEBI. The report also analyses the growth of Assets Under Management (AUM) over the past five years through a graphical representation and discusses the implications of these trends for investors and the broader financial ecosystem.