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Finance

88 Citations•2025•
N. Tomina, Ol'ga Chepik
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Abstract

The textbook examines the theoretical and practical issues of fundamental finance, their essence, functions and role in the economy of the state. Special attention is paid to understanding monetary relations as the basis of finance, three areas of the country's financial system: state (municipal) finance, finance of organizations and households, as well as modern management practices in the context of digitalization. A large section covers the functioning of financial markets: credit, stock, insurance, and the market of currencies and precious metals. The article reveals the interaction of the financial infrastructure and market counterparties on issues of lending, investment, insurance and others that meet the financial and credit policy of the state, contributing to the formation and achievement of the goals of market participants. Meets the requirements of the latest generation of federal state educational standards for higher education. For students studying in the field of Economics and the specialty "Economic Security", as well as in other areas of economics for independent and in-depth study of the course topics. It may be of interest to teachers and readers interested in the functioning of finance.