The Effect of Credit Scoring on Small Business Lending in Low- and Moderate-Income Areas
SSRN Electronic JournalPublished 1 January 2001Open access
W. Scott Frame, Michael Padhi, Lynn W. Woosley
Citations68
Generate an AI Snapshot to get a quick, structured summary of this paper.
Study Snapshot
ObjectiveStudy objective
MethodsResearch methodology
PopulationPopulation studied
Sample sizeSample sizes
OutcomesStudy outcomes here
ResultsStudy results comes here
LimitationsResearch study limitations comes here
A concise AI-generated summary of the paper will appear here once you click Generate AI Snapshot.
Abstract
Download This Paper Open PDF in Browser Add Paper to My Library Share: Permalink Using these links will ensure access to this page indefinitely Copy URL Copy DOI
Keywords
Economics, Econometrics and Finance
American Economic ReviewCredit Rationing in Markets with Imperfect Information
12,858 Citations1981Joseph E. Stiglitz, Andrew Weiss
The Journal of FinanceThe Benefits of Lending Relationships: Evidence from Small Business Data
5,314 Citations1994Mitchell A. Petersen, Raghuram G. Rajan
The Review of Economics and StatisticsThe Uses of Tobit Analysis
1,796 Citations1980John F. McDonald, Robert Moffitt
Journal of Banking & FinanceThe importance of relationships to the availability of credit
824 Citations1998Rebel A. Cole
Brookings Papers on Economic ActivityThe Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been
642 Citations1995Allen N. Berger, Anil Kashyap +3 more
Journal of money credit and bankingThe Effect of Credit Scoring on Small-Business Lending
397 Citations2001W. Scott Frame, Aruna Srinivasan +1 more
The Journal of Economic PerspectivesEvidence on Discrimination in Mortgage Lending
390 Citations1998Helen F. Ladd
The Faculty Digital Archive (New York University)Universal banking and the future of small business lending
298 Citations1995Allen N. Berger, Gregory F. Udell
SSRN Electronic JournalCookie-Cutter Versus Character: The Micro Structure of Small Business Lending by Large and Small Banks
187 Citations2002Lawrence G. Goldberg, Rebel A. Cole +1 more
Federal Reserve BulletinBanking markets and the use of financial services by small and medium- sized businesses
98 Citations1990Gregory Elliehausen, John D. Wolken
RePEc: Research Papers in EconomicsRecent research in commercial banking: information and lending
66 Citations1993Leonard I. Nakamura
Cookie-cutter versus character: the micro structure of small business lending by large and small banks
65 Citations1997Rebel A. Cole, Lawrence G. Goldberg +1 more
The RegionSmall business loans, small banks and big change in technology called credit scoring
40 Citations1997Ron J. Feldman
Federal Reserve BulletinNew Information on Lending to Small Businesses and Small Farms: The 1996 CRA Data
24 Citations1998Raphael W. Bostic, Glenn B. Canner
IMA Journal of Management MathematicsRecent developments in the application of credit-scoring technique to the evaliation of commercial loan
18 Citations1996Robert A. Eisenbeis
Econometric ReviewsExamining small business lending in bank antitrust analysis
6 Citations1995W. Scott Frame