NetPay: An off-line, decentralized micro-payment system for thin-client applications
Electronic Commerce Research and ApplicationsPublished 8 March 2006Open access
Xiaoling Dai, John Grundy
Citations64
Generate an AI Snapshot to get a quick, structured summary of this paper.
Study Snapshot
ObjectiveStudy objective
MethodsResearch methodology
PopulationPopulation studied
Sample sizeSample sizes
OutcomesStudy outcomes here
ResultsStudy results comes here
LimitationsResearch study limitations comes here
A concise AI-generated summary of the paper will appear here once you click Generate AI Snapshot.
TL;DR
NetPay is described, a micro-payment system characterized by de-centralized, off-line processing, customer anonymity and relatively high performance and security using one-way hashing functions for encryption.
Abstract
Micro-payment systems have become popular in recent times as the desire to support low-value, high-volume transactions of text, music, clip-art, video and other media has increased. We describe NetPay, a micro-payment system characterized by de-centralized, off-line processing, customer anonymity and relatively high performance and security using one-way hashing functions for encryption. We describe the motivation for NetPay and its basic protocol, describe a software architecture and two NetPay prototypes we have developed, and report the results of several evaluations of these prototypes.
Keywords
Computer ScienceSocial Sciences
Journal of Computer SecurityCertificate chain discovery in SPKI/SDSI
334 Citations2001Dwaine Clarke, Jean-Emile Elien +4 more
This work presents a practical and efficient algorithm that is capable of handling threshold subjects, where several principals are required to co-sign a request to access a protected resource, and presents a tight worst-case bound on its running time.
Journal of Systems and SoftwareA simple micro-payment scheme
52 Citations2001Min‐Shiang Hwang, Iuon‐Chang Lin +1 more
This paper proposes a simple and secure micro-payment system which can be used for purchasing information goods on the network and achieves the authentication of the legal users, protection of the integrity of transaction messages, and prevention of duplicate spending.
IEE Proceedings - Computers and Digital TechniquesPayFair: a prepaid internet micropayment scheme ensuring customer fairness
27 Citations2001Sung‐Ming Yen
It will be shown that the proposed software-based prepaid micropayment scheme, owing to its simplicity and high performance, can also be employed by small pieces of electronic equipment for general-purpose resource-access control.
An efficient, secure and delegable micro-payment system
26 Citations2004Vishwas Patil, R. K. Shyamasundar
A new efficient and secure micro-payment scheme, named e-coupons, which can provide the users the facility of delegating their spending capability to other users or their own devices like Laptop, PDA, Mobile Phone, and such service access points, and the results obtained from the implementation are quite acceptable and show near real-time response.
Lecture notes in computer scienceSVP: A flexible micropayment scheme
22 Citations1997Jacques Stern, Serge Vaudenay
A cheap micropayment scheme based on reasonable requirements which can be used for any payment which is online between the customer and the vendor and offline with the broker and Possibilities of having software-based solution for both are presented.
Electronic payment in mobile environment
20 Citations2004Huang Zheng, Chen KeFei
Lecture notes in computer scienceMicropayments for Wireless Communications
18 Citations2001DongGook Park, Colin Boyd +1 more
This work examines the SVP micropayment scheme which overcomes this problem by using only symmetric key cryptography and relying on tamper resistance and an enhanced scheme is proposed suitable for current generation wireless communications.
International Conference on Internet ComputingArchitecure of a Micro- payment System for Thin- Client Web Applications.
18 Citations2002Xiaoling Dai, John Grundy
A prototype architecture for a new micro-payment model, called NetPay, is described and an object-oriented design is presented and a prototype implementation of NetPay is described for an on-line newspaper.
Lecture notes in computer scienceThree Kinds of E-wallets for a NetPay Micro-Payment System
16 Citations2004Xiaoling Dai, John Grundy
The motivation for NetPay, a micro-payment protocol characterized by off-line processing, customer anonymity and relatively high performance and security using one-way hashing functions for encryption, is described and three kinds of electronic wallets to store e-coins are identified.
Lecture notes in computer scienceArchitecture for a Component-Based, Plug-In Micro-payment System
15 Citations2003Xiaoling Dai, John Grundy
This work describes a plug-in, component model for adding micro-payment support to web applications that uses J2EE software components to encapsulate micro- payment E-coin debiting and redemption and discrete user interface enhancement.
Journal of Organizational and End User ComputingCustomer Perceptions of a Thin-Client Micro-Payment System
10 Citations2003Xiaoling Dai, John Grundy
An empirical assessment of micro-payment and macro-payment purchasing models for an on-line newspaper application to improve the overall satisfaction and efficiency of payment models for end-users is carried out.
Implementation of anonymity-based e-payment system for M-commerce
7 Citations2003Mi-Ae Kim, Hanki Lee +3 more
The paper suggests an e-payment system for M-commerce that minimizes public key computing and guarantees anonymity concerning personal and purchasing information as well as storage spatial efficiency.
Secured multi-identity mobile infrastructure and offline mobile-assisted micro-payment application
6 Citations2004W. Adi, Ali Al-Qayedi +2 more
A new mobile assisted offline micro-payment system is presented that deploys the mobile device multi-identity capability to prove the validity and eligibility of an issued electronic payment to a merchant.
A Micropayment Protocol Based on PayWord
5 Citations2002Ji Dong
The results show that the protocol is secure, fair and non repudiatied, and it can be used as the protocol for the selling and buying of various information goods.