Banking In Brazil: Structure, Performance, Drivers, And Policy Implications

Abstract

No AccessPolicy Research Working Papers22 Jun 2013Banking In Brazil: Structure, Performance, Drivers, And Policy ImplicationsAuthors/Editors: Eduardo Urdapilleta, Constantinos StephanouEduardo Urdapilleta, Constantinos Stephanouhttps://doi.org/10.1596/1813-9450-4809SectionsAboutPDF (0.3 MB) ToolsAdd to favoritesDownload CitationsTrack Citations ShareFacebookTwitterLinked In Abstract:The objective of this paper is to analyze the industry structure of banking services in Brazil in order to shed light on financial performance and its drivers at a disaggregated level. The study illustrates how differences across market segments - which tend to be averaged out in aggregate analysis - need to be taken into account when analyzing performance and designing public policy for the banking sector. In particular, retail banking is found to be less sensitive to price competition and to exhibit considerably higher returns than corporate banking. The authors identify and discuss the factors underlying revenues, costs, and risks in each market segment, and conclude with policy implications. Previous bookNext book FiguresReferencesRecommendedDetailsCited ByUnveiling the Big Data Adoption in Banks: Strategizing the Implementation of a New Technology4 October 2017A cause for policy concern: the expansion of household credit in middle-income economiesInternational Review of Applied Economics, Vol.27, No.3 View Published: January 2009 Copyright & Permissions Related RegionsLatin America & CaribbeanRelated CountriesBrazilRelated TopicsPrivate Sector DevelopmentFinance and Financial Sector Development KeywordsBANKING SECTORBANKING SYSTEMCORPORATE BANKINGFINANCIAL PERFORMANCEINTEREST INCOMEINTERNATIONAL BANKLEVYRETAIL BANKINGRETURNRETURNS PDF DownloadLoading ...